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Stages to Financial independence and How to Reach it.

It is an irony of life that everyone desires financial independence, but not everyone will attain it. Not because it is an impossibility, but mostly because not everyone will do what it takes to achieve financial abundance. 

Financial independence or financial freedom means different things to different people, yet we can all agree that it means having enough money to pay your living expenses for the rest of your life without having to work full time, and still have enough saved that an emergency won’t be devastating.

Many people achieve financial independence through saving and investing over the years, while others build successful businesses that generate income even while they sleep. There are many ways to reach financial independence, no matter where you are today. 

In this piece, I want us to look at some wealth-generating habits that can help you become financially free, but first, let’s look at the stages of financial independence. 

Stages of Financial independence 

Stage 1: Financially Dependent

This is where most of us start out. At this stage, you are totally depending on another person or a menial job to survive. A financially dependent person has a lot of expenses, but little or no income at all. To leave this stage, the person needs to first get a good job, and then study up on personal finance. 

Stage 2: Financial Novice

Here is the stage where you’ve just started earning, but you still aren’t in control of your expenses, maybe because you’ve been racking up some debt or your expenses still exceed your income.

To leave this stage, you need to be more frugal, avoid debt, reduce your expenses, and seek additional income sources. 

Stage 3: Financially Precarious

This is the stage where you have stopped accumulating debt, your expenses have reduced, and you’re building up your emergency funds. At this point, you are much better financially than you used to be, but you can still progress. To upgrade from here, you need to pay off your debt and build an emergency fund that can cover 6 months of expenses. 

Stage 4: Financially Balanced

In this phase, you experience some financial stability. Your emergency fund would have been well established and in this phase debt management is under control. However, there is still room for improvement here too. So, to turn things up higher, you will need to invest. 

Stage 5: Financial Progress

This phase is much closer to financial independence, it is where you invest. Here, should an emergency or an unfortunate situation like job loss or a crisis like the COVID-19 occur, it would not cause financial ruin because you have investments to ride out a financial storm for multiple months. To step up from here, you need to build a portfolio of passive investment with a focus on investment income.

Stage 6: Financial Independence

Freedom at last. This phase is where your basic living needs and other expenses are covered by cash flow from your investments like rental income, rents, dividends, interest, and so on. At this stage, your investment income is much more than your expenses and now you can buy anything you want, travel anywhere, and upgrade your lifestyle on your own terms–without ever worrying about breaking the bank.

This is the stage that we all should strive to get to, the level of financial abundance where you have a surplus–an abundance of cash flow whereby you can be more philanthropic to causes or events that contribute positively to the lives of others.

There are many ways to reach financial independence, and it’s not just for the wealthy.

Some habits that can make you financially independent.

  1. Avoid debt as much as you can, especially consumer debt. 
  2. Ignore the Joneses (those are the friends and family you love to prove to of your status), ignore them, and focus on building your finances instead.  
  3. Cut down on your expenses, spend less than you earn. 
  4. Learn to budget your finances and always save first. 
  5. Buy assets. 
  6. Invest now and keep investing. 

That said, I hope you have learned one or two things from this piece. Last, I mentor people to help them create wealth and become financially independent through investing in properties, and the capital market (Forex trading). 

Would you like to get a free 30 mins to get on a call with me to discuss ways to attain financial independence?

Click here. 

5 Myths About Forex Trading Demystified.

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Foreign exchange trading (forex trading) is an international market for buying and selling currencies. It is a global decentralized or over-the-counter market conducted electronically between traders through computer networks. 

At $6.6 trillion, the forex market is the largest and most liquid asset market in the world. In fact, it is 25 times larger than all the world’s stock markets. Currencies trade against each other as exchange rate pairs e.g. EUR/USD exchange rate currencies rise and fall because of varying factors in economics, and geopolitics, etc 

If you are new to the forex market and wish to learn the basics of trading, one thing to put in mind is that there are a lot of myths about forex that have risen over the years. Most of these myths arise because of exaggeration by some traders or for misunderstanding of the basic trading principles. 

In this article, I will spell out these popular myths.

  1. It is easy

The largest myth about forex trading is that trading in the forex market is a simple task. Well, this is so true, yet so wrong. Trading currencies successfully can be one of the most challenging moves one can undertake in the FX market. Some traders have made people believe that as soon as you fund your live account, it can make money, but that’s too simplistic. Forex trading involves taking risks and requires a significant amount of time and effort put into practicing and developing strategies.

These risks can, therefore, be reduced by being very careful when entering a stop loss, entering a stop loss too close to the original position means you are likely to be filled with an order only to see the rate resume to its original direction. Besides the volatility in currency pairs, there are the fundamental aspects that can drive a currency up and down, it depends on central bank announcements, major news releases, geopolitical events, etc making exchange rates become more volatile. 

Trading in the forex market is therefore not as easy as they have made it to look. Nevertheless, it can be learned, because most professional traders have spent years learning the skills of trading either through mentoring with another successful trader or by just developing strategies that work for them.

  1. FX trading is like casino gambling

This is yet another misconception about forex trading. Some people believe that trading forex is like gambling, but that is not the case. Gambling involves making blind bets while forex trading involves taking strategic risks. As a forex trader, you can make use of money management practices to trade currencies; using sound technical and fundamental market analysis methods increases the odds of trading successfully in forex. Forex trading involves speculating since we put an amount of capital at risk, but it is more strategic and different from gambling. 

  1. Forex trading requires a lot of money

This is one of the most popular myths about forex trading. Back when forex trading wasn’t available online, the retail traders did not have access to the interbank forex market; this is the wholesale currency arena, where traders from large banking institutions trade amongst one another. Access to this market was not possible unless you have a very high net worth and can trade over $1000000 but ever since introducing online forex trading, anyone could be a forex trader just by having a computer, internet connection, and a modest amount of money to invest. 

  1. Traders should watch their screens all the time

This is another great fallacy about forex trading. I do not expect anyone to watch the forex market all around the clock. This myth was derived because the market trades on a 24-hour basis. Professional traders follow the 24 hour market timing by leaving orders with fellow traders working in different time zones to watch the trades for them. As a retail trader, there is no need to watch the market constantly especially if you use bracket orders, which is why it’s advisable to automate your trade, plan market analysis to identify trading opportunities for you so you need not monitor the market yourself but monitor your system’s alerts. 

  1. Forex trading is a scam

One false belief that has been going around is that forex trading is a scam. As defined at the beginning of this article; forex trading is the buying of one currency and selling another simultaneously. This does not differ from buying a new cloth or shoe at a fashion boutique around you. But some people have tried to take advantage of others who are unsuspecting and ignorant.

Despite being one of the world’s largest financial markets with over $5trillion every year, the forex market has been hit with negative reviews at different times because of dishonest people who involve in Ponzi schemes to make illegal profits and claim to be making high yields by engaging in forex trading. 

This takes us back to the common “forex trading is easy” line. They tell you that will make fast money in a quick time by investing a particular amount with them to help you trade. And that’s how many people get scammed of their hard-earned money. 

There’s just a rule to it; trading in the forex market is difficult and requires a lot of patience, willingness to learn, and mastery and application of logical and trade strategies which I have used since I started trading successfully in 2008. 

Would you like to know more about forex trading? I have an ongoing training called The Forex Money Machine where I help many people make money daily. Book a free 30 minutes call with me if you’re interested. 

The 5 Pillars of Wealth Creation.

When we want to talk about creating wealth and prosperity, we need to know as a matter of prerequisite knowledge that there are five pillars of wealth creation. 

Like moving from one destination to another, wealth creation is a journey. And as you know, when embarking on a journey, you need to be clear on where you are going” 

Below, I briefly explain the five pillars; 

1. Real Estate as a means of wealth creation

Investing in real estate is profitable anywhere in the world. However, to do so in the UK, all you need is a broker to guide you on how to buy a property. If you buy a property in the UK, it takes 8 -12 years for the property to double in value, that’s assuming you buy a property for £200,000; in ten years’, they can value it at £400,000. 

To achieve this, you can learn how to use other people’s money. We refer to it as OPM. Although banks give loans to people to buy properties, sometimes they collect an interest of 10% or 25% leaving the individual with 90% or 75% respectively. 

That said, one of the biggest challenges of buying real estate is fear; fear of increasing interest rates, fear of tenants not paying rent, fear of losing property, etc, but the key to success is looking forward to positivity more than negativity

2. Business ownership as a means of wealth creation

It is easy to start a business, but kindly note that going into business is not just about starting a company, it’s about solving a problem i.e., your business should solve a common problem in the society whether it’s a consulting agency, in real estate, or an educational agency.

The beauty of running a business is that you get to recruit people to work for you, leaving you with more time to create and build capacity to solve more problems. There’s no guarantee that the road will be rosy, so never forget that a failure is an event, so if you fail, try again because if you don’t start on a journey, you can’t go anywhere. 

3. Investment as a means of wealth creation

When we speak of the capital market, we talk about investment in stocks and shares. Taking a cue from Robert Kiyosaki’s rich dad cash-flow quadrant, which shows four categories of financial intelligence; the employed, the self-employed, the business owner, and the investor. 

Being in the investment quadrant means you have your money working for you, you’ve invested your money in companies that understand the art of investing in stock and shares and have a good balance sheet. These companies will pay you dividends regularly. 

4. Sales and marketing as a means of wealth creation

We are in a digital world, so understanding digital marketing is highly critical these days. One’s ability to make money online is a significant advantage.

 An example of a digital marketing company is amazon; one of the biggest companies in the world. And Amazon is ‘just’ an e-commerce/online platform. These days, you can virtually market everything online, from products, events, webinars, courses, etc. 

5. Branding as a means of wealth creation 

This last pillar is a combination of other pillars. Be known for something, make a name for yourself, and get paid for it. For instance, if you are into real estate, brand yourself to a point that you get paid for attending real estate conferences, etc. 

The point here is to brand yourself as an authority in your space. 

Would you like to get a free 30 mins to get on a call with me to discuss any of the pillars of wealth creation and how I can help? 

Click here. 

The Golden Rules of Property Investment.


Property investment involves the purchase, ownership, management, rent, and or sale of real estate for profit. While this definition makes it look so simple, there are certain rules that you should follow.

Buy property from motivated sellers. 

Motivated sellers are people who really need to sell off their properties, probably because they have a problem, this makes them more flexible on the price and terms of sale. They place little priority on getting a tremendous amount of money, but it’s about the speed of certainty of the transaction occurring. Most people set up properties to make profits from it but as time goes on they become motivated because they’ve got a deadline to meet or they are moving to a new location.

Don’t buy to sell. (At least not yet)

Property investment builds capital that provides a constant and reliable income. Never purchase a property intending to sell it. This is because of two reasons. The value of money depreciates while the value of the property appreciates. You could sell your property today and the exchange rate increases, that’s a loss of profit. Selling a property can be costly too, it will saddle you with paying tax gains and agent’s commission.

Location.

Buy properties in an area of strong rental demand. If there’s no one to rent property to, then there’s no point buying. You can check the Internet for the rate of rental demand in a particular area, check the new happenings there, it could be at a higher rate in employment, an extension or situation of new universities, New supermarkets, new hospitals, etc any reason that could cause increased population in the area.

Add value.

You can force an appreciation of value on properties by manufacturing capital growth through renovations. Indulging in the right cosmetic renovations instead of structural renovations can produce more profit than doubles the cost of renovation in a quick time.

Buy a property that gives positive cash flow.

When you take all other costs away; mortgage, insurance, management fees, household fees, security fees, etc, have some profit left for you. If there’s no profit left, it’s a liability, not an asset.

Invest for the long term.

If it’s a place of limited accommodation and an increasing population, this means property prices will go up over the long term, enjoying a monthly cash flow. You could pass it down from generation to generation; if the properties are well structured.

These rules are steps to minimize risks and maximizing returns with property investment. 

4 Reasons to Trade Forex and 3 Reasons You Shouldn’t.

Forex, also called foreign exchange, is a global, decentralized market for trading currencies. In recent years, the forex market has exploded because of changes in technology. These changes in technology allowed individual traders to take part in the FOREX market is without question the largest financial market in the world.

The FOREX market trades over $2 trillion dollars per day is about 10-15 times the daily trading volume of the world’s stock markets combined. But while the financial markets have become accessible to more people, it has become challenging for traders to choose the most suitable one. However, a trader should consider the potential advantages and drawbacks of a financial market before investing. 

To help you fully understand if you want to do this, I have listed below four reasons to invest in forex trading and three reasons you shouldn’t. 

4 Reasons to Trade Forex

1. Time Flexibility

Forex trading business offers convenience in terms of time. Time flexibility is one of the top reasons you can start forex trading business. The forex market remains active 24/7 as it involves global electronic currency exchange. It operates 24 hours each day as currencies of different countries from around the world float in this market. This enables you to enter or exit a trade whenever you want. Therefore, you can start trading whenever you have time. Forex is one of the few businesses that allow you to trade anytime.

2. You can deal with a high-risk environment

As the Forex market can be a volatile market, you must tolerate a certain level of risk. To better protect your trading capital, it’s important to have a sound risk and money management system with rules to follow. For instance, always determine your stop-loss and take-profit levels before entering the market. In this way, you’ll already know how much you’re willing to lose and how much you can expect to earn from your position. We call this your “risk/reward” ratio. 

Another example would be to adapt the size of your positions depending on the current trading conditions and the evolution of your trading capital. All these rules should be part of your trading plan and to be profitable, always stick to your plan!

3. Develop a trading plan and follow your investment method 

Commitment, patience, and dedication are the most important ingredients in trading. Having a trading plan to follow when trading is vital if you want to be successful, but you need to be committed to following it and have the patient to open or close your positions according to your set-ups.

I advise that you develop your investment strategy first, or create a trading system, before investing real money on the FX market–if not, you will not be sure of what you’re doing and that is making money.

A trading plan is a description of your investment method:

Trading style: scalping, day trading, position trading

Currency pairs: majors, minors, exotics

Timeframes: 5 min chart, 15 min chart, 4h chart

Size of your positions

Set-ups to follow to enter/exit the market

Risk and money management rules: risk/reward ratio, stop-loss, and take-profit orders…

4. Take advantage of a growing market with high liquidity, volatility, and leverage

The Forex market has been a fast-growing market over the last 20 years. According to the 2016 Triennial Central Bank Survey of FX and over-the-counter (OTC) Derivatives Markets from the BIS, trading in foreign exchange markets averaged $5.1 trillion per day in April 2016.

This high trading volume increases the liquidity of the market, so it’s easy and fast for an investor to enter a trade and also reduces the risk of potential price manipulation from others. The profitability rate is high if you win your trades. Most people who started forex trading as a part-time business ended up quitting their jobs to focus on forex trading because they have earned good profits than they expected. The key to earning more profit is to invest more. The more you invest, the more profit you are likely to earn. You need to learn forex business and make smart decisions to win trades successfully.

3 Reasons You Shouldn’t Invest in FX

1. You have no extra money

Because the market can be volatile, there is always the risk of losing money when trading a currency pair. Losing trades over a lengthy period of time means that your account balance can drop to zero.

Besides the inherent risk linked to trading, with Forex trading you need to add margin trading and leverage, so you can invest sizeable amounts with little initial capital. So, this high risk means that you need to be sure you do not use money that you need to live on–always trade with money you can afford to lose!

2. You don’t know what you’re doing

Before even considering trading, you need to know the basics of the markets, what influences them, and how trading works. Another important aspect is that you need to have a trading strategy that suits your trading style, with strict money management and risk management rules that govern how you allocate your funds to trades.

If you have no trading experience, and you do not know how markets work and relate to each other, Forex trading might not be the right investment option for you–at least not yet.

3. You are risk-averse

Fast-changing market conditions, high volatility, and leverage can make Forex trading a high-risk activity.

You can make huge returns in the FX market, but these kinds of returns do not come without risks, especially when using leverage. So, if you can’t handle losing every dollar in your account, Forex trading will not fit your targeted risk/reward.

Conclusion

Deciding whether to trade in the Forex market is up to you, but remember that even if you’re one of the smallest actors on the Forex market, you can still profit from it. And one way to be highly successful at it to seek training and mentorship from the right person(s).

I have been training a group of people in my Forex Money Machine masterclass over the last couple of months, and I am glad to see how they are profiting every day. 

Would you like to be a part of these FX money makers? You can click here to book a free 30 mins call with me discuss more in detail. 

Three simple ways to create wealth

Ask anybody if he or she wants to be wealthy, and you will get a nod accompanied by a big YES in a split second. Yet, most people do not know what it takes to create wealth.

Wealth creation is a topic that can drive people to do things they might otherwise never consider.

If you scour the internet right now, you will find thousands of articles on how to create wealth. But from my experience, the books I have read, and the wealthy people I know, I’ve seen that to accumulate wealth over time, you need to do three things:

  1. Make money. Before you can begin to save or invest, you first need to have a sufficient constant source of income that’s sufficient
  1. Save money. Once you have an income that’s enough to cover your basics, develop a proactive savings plan.
  1. Invest money. Once you’ve set aside a monthly savings goal, invest it prudently.

Understanding the 3 Simple Steps to Building Wealth

Make Enough Money

The basic formula for building wealth is to make more money than you spend, then avoid debt, and invest wisely.

When you earn enough money, make sure to save enough, although this will require discipline in budgeting and planning. But this primary method of wealth-building will empower you to take on a bit of risk and make prudent investments.

There are two basic types of income, namely—earned and passive. Earned income comes from what you do for a living,” while passive income proceeds from investments.

Save Enough Money

You make enough money, you live pretty well, but you’re not saving enough. What’s wrong? You’ve probably been exceeding your budget every month. So what do you do to develop a budget or to get your existing budget on track? Try these steps:

  1. Track your spending for at least a month. You may want to use a financial software package to help you do this. Make sure to categorize your expenditures. Sometimes being aware of how much you spend can help you control your spending habits.
  2. Trim the fat. Break down your wants and needs. The need for food, shelter, and clothing are obvious, but also address less apparent needs. For instance, you may realize you’re eating lunch at a restaurant every day. Bringing your lunch to work two or more days a week can help you save money.
  3. Adjust according to your changing needs. As you go along, you probably will find that you’ve over- or under-budgeted a particular item and need to adjust.
  4. Build your cushion. You never really know what’s around the corner. Aim to save around three to six months’ worth of expenses. This prepares you for financial setbacks, such as a job loss or health problem. If keeping this cushion seems daunting, start small.

This doesn’t mean you have to be thrifty all the time, but meeting your savings goals is critical. When you do hit these goals, you should be willing to reward yourself and splurge (an appropriate amount) once in a while. You’ll feel better and be motivated to make more money.

 Invest Money Wisely.

When you’re making enough money and saving enough, stop putting it all in the regular savings account at your bank. It’s wrong!

If you want to create wealth and have a sizable investment portfolio, you have to take on some risk, which means you’ll have to invest in properties, stocks, and businesses. But how do you determine what’s the right level of investment for you?

Begin with an assessment of your situation. Quantify all the elements affecting your financial life, including household income, your time horizon, tax considerations, cash flow or liquidity needs, and any other factors unique to you.

Next, determine the appropriate investment plan for you. Most likely, you will need to meet with an investment coach or a mentor who knows enough to help you. Finally, diversify your investments for multiple streams of income because another may outperform the others.

Taking these considerations into account will not only put you on the right path, but it will also help you grow your income and create wealth.

Would you like to get on a free call with me for 30 minutes to discuss plans to grow your income and invest properties this year?

Click here and get booked now.

 

Reference: Investopedia.

How to copy ‘success’ to become successful

Let me tell you the truth, you need a vision, a plan, and a strategy to be well-positioned for success.

And here is a little secret to add to that: in life, you can copy success!

Believe me, you can. By doing what successful people do, knowing what they know, and acting as they do, you can also become successful.

Highly successful men and women find people to learn from, they do not underestimate the need to have a mentor or a coach in their lives because they understand how critical it is to grow.

Are you doing the same? Have you identified mentors that can help you transform your life, career, or investment for the best in 2020? Don’t waste time, it waits for nobody.

I’m mentoring people to increase their income and capacity for success in the coming year. Would you like me to mentor you? Send me an email or book a free 30 mins call with me now.

https://mentoringmeetingwithmayowa.as…

How to Motivate Yourself With the Goal Setting Theory

A research report has shown that employee motivation levels are declining in the UK, with 29% of employees surveyed in 2018 acknowledging that they were not motivated at work in the year before. 

When asked about what affected motivational levels in the workplace, some of the answers were: lack of career progression, not having a good work-life balance, and working at a job that is not challenging. 

People want a good work-life balance that gives a sense of satisfaction and growth, but that does not come free to anyone. And that perhaps is the root cause of declining motivation levels in the society. 

How to be motivated 

First, you need to acknowledge the fact that humans have one capacity beyond that of the lower life forms: “We have the volitional power to choose our own goals. We have the power of reason which includes the capacity to form concepts through the process of thought.”

Hence, the goal-setting theory developed by Edwin Locke and Gary Latham; both Professors of Motivation and Organizational Psychology. The theory, based on more than 1000 studies, explains how goals can be used to regulate and improve your performance by identifying the type of goal and what it requires to get done.

Types of Goals

The goal-setting theory posits that there are four basic types of goals. They can be for:

  • Behavioral (e.g., contact five potential clients every day), 
  • Learning (e.g., discover 5 ways to improve your putting)
  • Outcomes (e.g., increase sales by 10% in the next 12 months). These can be used separately or in combination.)
  • On tasks where new knowledge has to be acquired, as to do one’s best is performing a task.

Attributes of effective goal setting. 

Goals need to be clear (specific). If they are vague or ambiguous, people will interpret them in their own idiosyncratic way. For example, telling people to “do their best” has no clear meaning. It does not lead people to do their best because the best is not defined. If you want people to do their best or come close to it, the goal has to be both specific and challenging.  If the goal is too easy, people will not have to try hard to reach it. If a goal is too hard (e.g., impossible) people may give up pursuing it.

A word is in order about what Jack Welch, the former CEO of General Electric called “stretch goals.” These are goals that are so hard that they may not be possible to reach (e.g., increase sales by 100% in the next year). However, under the right conditions, stretch goals can still be a motivation if it is made clear that it is for the purpose of stimulating creative thinking (“thinking outside the box”), and that there will be no penalty for not attaining them. 

However, specific, and challenging goals affect action in three ways. It helps to call attention to what is important and thus to direct our actions accordingly.  

Setting goals also help us to mobilize effort in proportion to what a task requires and challenging goals lead to more energy being mobilized than easier goals. 

Further, goals affect persistence. If people are committed to the goal, they will not stop until it is reached. Finally, goals motivate people to utilize or search for task strategies that will be effective for attaining them.

One of our utmost goal in life is to be a happy-go-lucky fellow that is highly motivated to pursue and have a fulfilling life.  But for that goal setting to be effective, there are conditions required. 

  1. First, there must be objective feedback to reveal the degree of progress toward the goal. This allows people to adjust their effort level and strategies especially if they are not making progress.  
  2. Second, there must be a commitment to the goal. Commitment is highest when the goal is important to an individual, and the individual has the knowledge/skill needed to attain it. 
  3. Knowledge or skill (i.e., ability) is a third moderating condition. 
  4. Finally, organizational support in the form of resources (i.e., time, equipment, and budget) facilitates goal attainment.

A non-motivated life is an unfulfilled life, don’t let that be your case. Pick a pen or grab your digital notepad now and start setting smart, realistic and stretch goals, because it will help you become highly motivated and therefore more successful in life. 

P.S: Do you have any questions on how I consistently pursued my goals until I succeeded as a property investor and how you can too? 

Click here Book a free 30 minutes consultation with me today. 

3 Ways to Master Consistency

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I know a friend who accomplishes all his set goals almost all the time. And I have studied his way of doing things. Do you know what I found out? 

He lives by what Simon Bailey calls the consistency cocktail. So what is the consistency cocktail you ask?

I know you’ve had a cocktail drink and you probably like it because of its mix of ingredients. 

Interestingly, this is what Simon also means that mastering consistency is a mix of strategies and habits that help us become smart, successful, and skillful in life. 

So what are the 3 ways you can use to master consistency in anything? 

This first ingredient makes up the largest part of your cocktail. “Walking your walk” (and not just “talking your talk”) describes the little steps you take throughout the day that breathe life into your values. It’s not enough to just say you have values. You actually have to live them out in the small moments that make up your day.

1. Learn to walk the talk all the time. 

For example, one of my core values is caring for the least, the last, and the forgotten. This shapes how I talk to people, what projects I accept, and the way I invest my money.”

”Constantly reminding yourself of the meaning, the why behind your actions will allow you to power through even when you’re tired, stressed out or unmotivated.

2. Know your why

I am caring for my health better than I ever have, and it’s because I am more connected to my why: I want to stay fit so I can live for a long time for my children and their children, not because I want to look good in photos. Once you make this mental shift, everything will change.”

3. Embrace a paradigm shift. 

”This is the magic ingredient—you just need a pinch of it. Consistency without disruption is simply a routine. Disruption means moving from the status quo to the cutting edge.

I am a huge believer in conducting a self-review every 90 days. That period of time is long enough to ensure you’re not jumping from goal to goal, but it’s regular enough to keep you from getting into a rut.

During your self-review, ask yourself: What have been my major successes in the past three months? How have I moved forward? Am I still moving in the direction I want to go? Is there a better way to do things?

Mixed correctly, this cocktail will allow you to develop confidence and become more purposeful with how you use your time and energy.”

Achieving anything in life is largely about being consistent about our goals, and taking actions towards its  accomplishment. 

In the beginning of 2019, we all had goals of things we want to do. Some of us have not only veered off the plan but have abandoned it. This will not make anyone successful in life. 

September is here already, and I am here to remind you that you should not lose hope on the remaining days of the year, anything can still happen. 

I mean millions of people will still breakthrough this year, and you can be one of them. 

Remember the mix of consistency cocktail? Learn to walk your talk, identify you’re why, and embrace a new way of thinking. 

I wish you success, my friend. 

P.S: Do you have questions about how I consistently pursued my goals until I succeed as a property investor and how you can too? 

Click here Book a free 30 mins consultation with me today. 

 

What You Should Never do If You Want to Be a High Performer

Life happens, I get it. But for how long would we continue to make that phrase the excuse of our lives?

We already live in a world full of distractions. With all the internet-connected devices and automation we live with these days, it is safe to say that technology has brought us many goodies, but they are not without a cost. 

According to research published by the US National Library of Medicine, Internet addiction (IA) is becoming both a health and social problem among the general population with the spread of Internet access.

That is not to say that you shouldn’t use the internet. Rather, it should help you understand that distractions are not good for anyone that wants to be a high achiever. 

High performers avoid distractions. They take control of their lives, pursue their dreams and whatever makes them happy. 

What high performers do

The real high performers are not people who became successful by luck or by chance, they are people who put in the work to achieve their pursuits. 

They are the ones who know what they are working on. High performers have deadlines, objectives, and dates planned out in their calendar so that they never leave anything undone. 

But there is one thing they never do, and you should not do it too. 

What you should never do if you want to be a high performer. 

They never keep all their plans, deadlines and goals only in the mind because the mind can be robbed. 

When life happens, we can skip a lot of things in our to-do list that we didn’t set in our calendar. But it isn’t how it is supposed to be. Keeping your deadlines, and goals in mind are like leaving your life to randomness, because you’re not in control, life is.

If you really want to become a high achiever in life, starting from this day. Never leave your life to randomness. Instead, take control by using a calendar to organize your days, weeks and months.


If you do this, your life will exude the excellence that is peculiar to high performers.