Posts Tagged ‘Personal Development’

5 Reasons You Need A Multiple Stream Of Income

More than ever, creating multiple sources of income is essential to keep a constant flow of cash for your immediate needs, increase your purchasing power and fund your desired lifestyle.

The concept of diverse sources of income is more profound in this age. The internet is a leveler with several decentralized platforms offering people the opportunity to make passive or active income either by selling products, trading, or offering services from the comfort of their homes. 

Aside from having financial protection, earning an extra income also gives you the leverage to pursue your passion, travel far and wide, explore the world, and might be the opportunity to move from financial dependency to being independent and sufficient. 

If you ever desire to create multiple income streams for yourself, the reasons below will reinforce the desire to commit to that plan. 

Financial Independence 

Having extra income sources helps you to be financially independent of your primary income or rely on anyone to live your dream life. It puts you in a position where you do not have to work to fund the lifestyle you desire and the absolute choice to decide when to retire. 

You have control over your time, the type of investment, and your commitment. It allows you to spend enough time with your family and friends and more time to rest and enjoy while you don’t have to worry about making money or the financial cost of your lifestyle. 

Diversification Of Investment

Multiple income streams allow you to diversify your investment portfolio to minimize risks. With money coming in from different sources, you can choose to invest in other enterprises or businesses from the various cash flow sources to generate more revenue, so in the event of a disaster or loss in one investment, you can have another that will make up for it. According to a famous phrase, “do not put all your eggs in one basket.”

Financial Security

If you work a 9-5 job or run a business, it is best to create other income sources to mitigate the impact of the loss of a job or failure in your industry. With much instability in the corporate world amidst the economic recession, you can not assure the safety of your job. It is best to be prepared for the inevitable by having income from other sources aside from your job.  

Fund Your Dream Life

If you want to achieve the dream of living in a penthouse, going on vacation in exotic destinations, or timeout on a yacht, then you must be smart enough to create multiple income sources to fund those dreams. 

The chances are high that you may not realize your dream life if you keep up with only one source of income. Rather than worry about the dream, designate a diversified income source to cater to your vision.

More Time To Enjoy Your Life. 

When you have income from different sources, it affords you the privilege to be your own boss, a chance to plan your life the way you want. You can choose to pursue your passion, spend more time with your family, or even retire early to travel the world. 

Creating multiple sources of income takes time, hard work, and dedication to build, but if you commit to the plan, you are on the right path to achieving financial sufficiency. 

There are many options you can combine with your daily job or your business. Find the right one that fits your schedule. Even if your monthly income covers your expenses, it is still best to supplement it with other income streams. 

Are you interested in trading in the capital market, or do you want to invest in properties in the UK? I can help you. If any of the above interest you, book a free 30 minutes with me here and lets about helping you create multiple streams of income. 

5 Secrets To Help You Create Lasting Wealth That Will Outlive You

Wealth is beyond fancy cars, gigantic mansions, exotic holidays, and yachts. Wealth is a wise investment that yields profits and substantial returns. It takes a commitment to wealth-building strategies and investing in people. 

A famous saying goes, ‘’a generational wealth begins with a risk-taker,” but so is generational poverty.

The great disparity between the rich and poor in the world is a testament that there are secrets to creating lasting wealth that can withstand the test of time and drastic economic changes. 

Taking a clue from wealthy people reveals that creating lasting wealth is a long-term goal that requires planning, perseverance, and commitment. Simply wishing to be rich without taking cognizance of the secrets of wealth creation adopted by the successful upper class of the society is just a futile endeavor. 

Therefore, if you desire financial stability, you need to understand that there is no get rich quick scheme anywhere. Becoming wealthy is the accumulation of resources over a lifetime. 

Consider the points below and apply them to your life to experience a turnaround in your finances. 

Financial Responsibility  

Financial responsibility is a skill and mindset that manages available resources to make plans for the present. It is a lot of decision-making that requires critical thinking and risk-taking. To achieve financial stability and create lasting wealth, you need to be prudent in judiciously spending and managing your resources. 

Realistic Expectations

While investing in properties or the stock market, maintain a realistic expectation of your return on investment. Do not set your hope too high, losing sight of external factors and changes in market trends. 

Many people expect a far more yield on investment than the average expectation, which might lead to incurring too much risk. According to Economic Times, “there is nothing wrong with hoping for the best from your investments, but you could head for trouble if you base your financial goals on unrealistic assumptions.”

Money Management

Creating lasting wealth involves budgeting, saving, and managing expenses. It helps to create a clear financial path to follow. Make a plan to create a budget for all your costs. 

Consider your financial standing, pay off your debts, and create funds for emergencies. Keep records of your finances and evaluate the reports to evaluate your progress. 


Developing a wealthy mindset will get you closer to attaining financial prosperity much more than you imagine. Creating multiple sources of income, controlling your expenses, and making a suitable investment are all products of a wealthy mindset. Be positive in your ability to increase your revenue and judiciously use them. 

Get A Mentor 

In the words of Isaac Newton, he said, “If I have seen further, it is by standing on the shoulders of giants.” Learning from the experience of those who have walked the path of attaining financial stability and building lasting wealth is as important as creating wealth. A mentor helps you to understand mistakes they made along the way, advises you, and sets you on the right path. Get a mentor that has your growth in mind. 

Everyone desires wealth, whether as money in banks, properties, or investments. The difference between the people that eventually create wealth and ones that don’t is action.  

The road to creating lasting wealth is long. Therefore you need to arm yourself with the secrets discussed above to reach your financial goals. As a wealth coach, I can help you on this journey. Would you like to book a free 30 minutes appointment with me? Click here now

6 Habits That Will Help Your Personal Finances

Money management is a touchy subject to discuss, as most people can’t account for their spending or earning habits properly. Not everyone fully understands that personal finance management helps to create wealth. Therefore, in this article, I will discuss tips on managing money effectively. 

1. Always have a budget

The first step to proper personal finance management is creating a budget using a scale of preference i.e. a list of the items you need to purchase or debts you need to pay off in order of importance. Creating a budget might seem a little hard, but it helps with keeping track of income and expenses and this is very important to managing funds effectively. 

2. Keep track of your expenses

Expenses refer to the costs spent on items or services. Many people can’t recount how much they spend monthly. Tracking expenses are as easy as; keeping receipts of items bought, going through bank statements and adding up all your credit. This helps to know how to manage your expenses and tracking financial health 

3. Keep track of your income

Total monthly expenses subtracted from total monthly income. If you end up with a negative value, this means you are spending more than you make. Reduce your spending habits until it leaves you with a total value of zero. 

If you end up with a positive value, you are right on track and you are spending less than you make. You can then increase your savings or pay off outstanding debts. Having a clear understanding of your expenses and income is a significant step to managing your money right. 

4. Pay off your debts

Pay off debts with high interest rates first. Keep up with the required payments. Also, commit to paying off your mortgage as soon as you can. 

5. Save for emergencies

Be prepared, just as the boys’ scout motto says. It’s ideal to prepare some money for emergency occurrences. You shouldn’t touch or spend out of your emergency fund. Emergency funds serve a good purpose if you lose your job, your roof leaks, or your car breaks down. I once heard from a financial expert that our emergency funds should at least be able to cover our 6 months expense. 

Save and Invest

Cultivate the habit of putting away a certain amount of money daily, weekly, or monthly. Have a savings target because this usually helps you work towards your goals. And when you hit your savings target? 

Invest. There’s no other way to multiply your money than to invest in properties, invest in the capital market, and invest yourself.

Knowing and cultivating these habits will not only help you manage your money, it will improve your life. 

Would you like a free 30 mins call with me?

I hope you have learned one or two things from this piece. Last, I mentor people to help them create wealth and become financially independent through investing in properties, and the capital market (Forex trading). 

Would you like to get a free 30 mins to get on a call with me to discuss ways to attain financial independence?

Click here. 

How to Make 2019 Count…

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We all made it to 2019.

I’m so excited about this brand new year. It is another 365 days of opportunities for you and me.

This year, I will be sharing ideas that will make 2019 a great one for you. But today, I want to challenge you to be grateful for everything that you have.

8 Simple Ideas to make 2019 an amazing year.


Be grateful for this New Year 2019, because many did not make it to this year, but you and I did. Learn to be grateful every day of your life for everything, and to your creator until you take the last breath.

Gratitude has its blessings.

You’ve got another 365 days, so use this wisely.


I need you to dream big this year.

Don’t make small dreams, because you don’t need little dreams.

You can dream Big!

Create an empire in your mind, believe God for the miraculous, and nothing will be impossible.

Also, make sure to be crystal clear of what you want in this year 2019, and aspire for something great that you haven’t experienced before.


Make sure to build great relationships by identifying and belonging to new tribes.

Iron sharpens iron, look for people going where you are going and join them whether it’s a professional group or association, find people who are doing great exploits, people you can reach out to when you need a guide.


Invest in yourself by feeding your mind with great ‘nutrients’ from books, seminars, training, online videos on YouTube, audiobooks from Audibles, coaching programs, mentorship and so on.

This is how to grow.

If you do not invest in yourself, your income cannot increase, so this year 2019, don’t forget to invest in yourself.


Take actions.

Whatever your goals are this year, make sure you’re taking baby steps one after the other. Start doing what you want to do.

Keep moving, don’t stay static. This year is going to be an amazing year, and it’s going to be a challenging year, but it is going to reward action takers.

The ones who make plans and execute them, because doing and not just planning is what will differentiate you from others in 2019.


Identify two, three, or four people you can be a blessing to this year, it could be a charity organization or an individual, just make sure to give back. Invest in them because the young shall grow so whatever you know, deposit this in them.


In 2019, nothing will be different from 2018…but the only thing that can change is you. If you don’t change, nothing is going to change.

The year is going to move so rapidly, so put your mind to changing for the best. Appraise 2018 and identify areas where you didn’t do well, but don’t see those things as failures but as experience needed to navigate 2019.


Your health is important.

As you have heard, health is wealth. So do not joke with your well-being. Make sure to see the doctor occasionally or regularly depending on your need. And be aware of things like your blood pressure level, cholesterol level, your weight and all.

Also, make sure to always eat and sleep well. As you do all these I believe God that there would be a tremendous change in your life and you will be a success story that I would want to talk about this year.

God bless you!

Why You Should Stop Chasing Perfection and What to Do Instead.

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In existence, who amongst men have attained perfection?

If you haven’t thought about that question before, I suggest that you give it a minute or more; especially if you are one of those called perfectionists.

Even if you don’t think that you are a perfectionist – because most people won’t agree that they are – this will help you understand the myth of perfectionism with regards to achieving your goals or purpose in life.

You see, the truth is you don’t have to be perfect to succeed in life because history is made up of imperfect men whose achievements still hold the world in awe.

Benjamin Franklin the world’s most influential advocate for self-improvement, was a womanizer as reported by The Chicago Tribune.

It was even said that he fathered a son out of wedlock, but Franklin’s lust didn’t destroy his impact because he recognized his problem and admitted it.

Albert Einstein was also an imperfect man despite possessing a great I.Q. Einstein lacked a relational discipline causing him to divorce after ten years of marriage to marry his cousin – Elsa.

He was quoted saying to a young man that…

“What I admire in your father is that, for his whole life, he stayed with only one woman. This is a project in which I grossly failed, twice.”

He admitted that he couldn’t be a perfect husband even though it was his wish but it didn’t deter him from succeeding in other areas of his life.

Let me say again, you do not have to be perfect to do great things, achieve your purpose or succeed at anything in life – you only have to be good enough because perfection is a myth.

So Why do Men Chase Perfection?

Perfection is an idealist point of view to life where we build a world in our imagination and want it realized. We want to please everyone so that we become likeable.

We want wealth, good health, peace, less stress and all the good things of life with ease.

We want to be the one who knows it all. We want everything at home to be spanking clean, in short, we want to be an example of a perfect gentleman or lady.

Wake up my friend, you will never be perfect and you don’t have to be to achieve greatness in life. No.

Walt Disney was brilliant but he smoked too much and we could say that was his imperfection.

Henry Ford was said to be a stubborn micro-manager who didn’t take orders from anyone but his own. It was written that…

“Workers disliked the monotonous, mind-numbing repetition of their tasks, made worse by the fact that Ford believed that total discipline was necessary to prevent chaos. Employees received a 15-minute lunch as their only break, and they were not allowed to talk, sing, whistle, sit down or lean on machinery. Even smiling was discouraged.”

Yet, these men achieved greatness.

I do not mean that men should not strive to be better at every area of their lives, and neither do I mean that bad habits should be harboured. I am only saying that while we go about our journey in life, we should not focus all our energies on trying to be perfect or waiting for the perfect time before attempting to do great things.

What You Should Do Instead of Pursuing Perfection

As Brené Brown said; “Imperfections are not inadequacies; they are reminders that we’re all in this together.”

Stop trying to be perfect because the brutal truth is that you will never attain perfection – not in this life, but you will be good enough and can even be great.

Focus instead on perseverance and let nothing beat you on your journey to greatness.

If you admit your weaknesses and commit to your goals in life, you will also achieve greatness like every imperfect man who has been great.


How to Beat Procrastination to Stop Hindering Your Growth in Life

Procrastination is a bad habit that hinders personal and professional growth; in fact, it is commonly known to be a thief of time. If you are like me, then cultivating good habit is important to you.

In this article, let us deal with a habit that has kept many people stuck in a life of mediocrity – procrastination – which means to keep delaying or postponing something that must be done because it is either boring or because you just haven’t found the motivation to do it.

I will not deny the fact that sometimes we are too busy to attend to certain things and sometimes, our priorities aid procrastinating of some activities we want ‘to do’.

However, beating the habit of procrastination is as important as achieving one’s goal. An important tip to dealing with procrastination is to understand the reason for doing so and addressing it at the core.

So, What Causes Procrastination?

1. Negative Perfectionism:

This is a way of thinking that is based on unrealistic expectations of oneself. A lot of people are guilty of this because they often set perfect standards for themselves; forgetting that there is nothing called perfect with humans. We all just have to try our best at all times to reach our goals.

How to beat it:

In this case, it helps to understand your ‘perfectionism’ approach to life and set small realistic goals that are easy to achieve. You will be surprised in the end how much you can get done.

2. Fear of the Unknown:

You probably already know this faceless devil called fear of the unknown – we have all met with it at some point in life. We experience fear of the unknown because we do not want to fail (but who has become great in life without a fair share of failure?). Certainly, it is okay to have fears but you must not let them keep you from moving because growth begins when we act, regardless of the inconvenience.

How to beat it:

This is more of a mindset, and it can be beaten only with a counter mindset. Here, keep in mind that fear of the unknown comes with unknown territories. So, if you want to do something you haven’t done before, brace up and wear your ‘warrior-suit’ – because courage is all you need to beat this. Believing that you can do all things will come handy too.

3. Distractions:

Oh, distractions. These are everywhere. Home, office, you name it and there are things competing for your attention everywhere. Your phones, the TV, internet or even your kids. It is becoming more difficult to ignore distractions in the world today which is the more reason to stand up to it if growth matters to you.

How to beat it:

There is no other way to beat distractions than to be disciplined. Discipline, discipline and more discipline is the most reliable way to beat it. Be strong-willed about the things you want to do and ensuring that nothing comes in the way of accomplishing it.

4. Lack of motivation:

Another cause of procrastination that we often think is beyond our control is lack of motivation to start. I have heard over a thousand times that a journey of a thousand miles begins with a step. To take that step, however, sometimes we need a push and so do every other person in the world. It is therefore not smart to fold our hands in wait for that little spark of motivation before we start doing what we need to do – especially from others.

How to beat it:

Self-motivation is the keyword here. Never wait for people or life to motivate you before you start, instead get out there and find the things that motivate you. For me, I study the biography of great people and listen to their speeches. I read the bible and learn from mentors too (they are a source of external motivation you can rely on), however, you must learn to inspire yourself to start and you will be surprised how much momentum you can gather from taking the first the step.

That’s it, the four main causes of procrastination and how to beat it so that you will stop hindering your growth in life.

I hope you find this helpful enough to start taking to it now because good habits aid personal development and there is really nothing worth living for if we are not growing.