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Mayowa Oluyede

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The Three Determinants Of Success In Life

Hello, thank you for stopping by.

Today, I want to specifically share with you the three key things that determine one’s success in life.

First, is DESIRE. You’ve got to desire to succeed in life if you will. Desire is the energy that brings accomplishment to life, nothing ever happens by wishing. What is your mission? What do you want to accomplish in life? These questions must be rightly answered. However, you must also keep in mind that with desire, comes a price. You must have a desire and be ready to pay the price if you want to succeed in life.

Second, is BELIEVE. If you do not believe, how is it going to happen? You must believe that your desire can be achieved. You must believe that what you want out of life is possible, I mean, your entire being must believe that your desire can be achieved because desire and belief makes a formidable impact for success in life.

Third, is ACTION. If you desire it and believe that you can have it, then, you must go to work for it. Miracles do not just happen, you need to be able to work at you goal and desires in life. If you really want to succeed in life my friend, you need to keep moving. You must keep pressing on, working at your goals and mission.

UK Interest Rate Cut, Good for Property Investors

In August 2016, the Bank of England (BoE) took a decision to cut interest rates by 50%, from 0.5 to 0.25 based on a belief that it will stimulate the economy, following the effect of United Kingdom’s exit from the European Union. This measure was designed to sustain growth and employment.

Whilst it is true that I am glad about this decision, the big question is, how does it affect you?

As a property investor, let me share with you my viewpoint on the rate cut. As a matter of fact, there’s never a better time to be investing in real estate.

For property owners and investors who are on Standard Variable Rates (SVR), it is a happy day because that simply equates to cheaper mortgages, which means there will be more money in my pocket.

The reality of this current base rate is that, before the BoE increases interest rate again, the economy would have been better. Nevertheless, through all of this, rents keep going higher and that will continue. I see opportunity here for property investors, although there are predictions of doom out there but I do not want you to see that.

When interest rates go down, it is an opportunity to get access to cheap funds, as the BoE puts it, the cut in Bank Rate will lower borrowing costs for households and businesses (http://www.bankofengland.co.uk/publications/Pages/news/2016/008.aspx). 

A lot of vendors are now jittery that the economy is going south, they will be willing to sell,. The amateur investors will be scared of the market, don’t let that be you. I want you to take advantage of what is happening right now, the banks still want to lend but the important thing is for you to go out there to look for good cracking deals.

Foreign investors are going to be trooping into the UK now, people from Russia, United Arab Emirates, Nigeria and from all over. They will be coming to take advantage of the depreciation in value of the pounds sterling. We are here, we can’t be a slacker, and we need to take advantage of this opportunity. Like the great investor, Warren Buffet said, ‘be greedy when people are fearful, and be fearful when people are greedy’.

This is the time to be greedy my friends, let’s take the bull by the horns; this is the time to be greedy if you are a real estate investor. It’s not the time to quit, not time to get melancholic about the economy, but to brace it, because it brings opportunities.

Brexit brought opportunity; the rate cut will bring a lot of other opportunities our way.

Remember, keep living life to the max, keep serving God and keep helping as many people on your journey to prosperity.

Four Great Ideas to Make 2017 Your Best Year Ever

Posted on: by mayowa 1 Comment

For some of us, the past year, 2016 was an amazing year because we were able to achieve much of our goals. For this reason, it is not enough to rest on our oars; you need to keep scaling our efforts to achieve even much more.

Nevertheless, I want to share with you four great ideas that will surely improve your life this year. However, I strongly believe that an investment in yourself is what will make the difference for you in this year, 2017. It will give a complete turnaround.

First, you need to become a reader. It can’t be overstated that readers are leaders, if you haven’t been reading habitually; this is the time you make that change. Reading has the ability to change your life drastically, moreover, it is easier to read now than ever with the advent of audio books that can played when you are driving or doing other things. I challenge you today; at least, read one book a month, which is twelve books a year, when you do that, you will be better than your peers. Trust me.

Second, educate yourself; you need to spend little money to attend seminars in your area of expertise. The purpose here is to get you ahead of the pack, to become part of the top 1% of your business category. To achieve that, you need to learn and network. Therefore, I encourage you to pen down seminars, workshops and trainings that will give you learning and networking opportunities. Remember, iron sharpens iron; you need to be connecting with people who are going where you want to go.

Third, review your experience regularly. You want to know the things that are working for you and those that are not, in order to avoid repeating same mistakes. Doing this, gives you an ownership of your life, it helps you improve by eliminating the things that have not worked by focusing on the ones that are working.

The fourth great idea for you is that you need a coach, you need a mentor. I cannot over emphasize this; my income has increased drastically because I have mentors in my life. I have mentors in different aspects investing in my life every day. You need a coach because he or she has worked the journey you are about to work, they can hold your hands and tell you what is working and what is not working, instead of committing your life to trial and errors.

And finally, whence you’ve acquire all this experiences; I want you to be able to lift others up, because success without a successor is failure.

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