Anyone in the business of real estate investment knows there are some terms one needs to familiarize his or herself with.

To help you succeed in your real estate investment journey, these are 7 real investment terms you should know.

1. Appreciation

Appreciation is increase in the value of a property over time. It can be caused by added value as a result of property improvements (such as upgrading a kitchen, adding a room or a pool, etc.) and other things like inflation, increase in demand or decrease in supply of properties.

Appreciation is usually projected as a percentage of the property’s value over the course of a year/particular period.

  2. Cash flow

Cash flow is the amount of money you can pocket at the end of each month; after all operating expenses (including loan payments) have been paid. If you spend less money than you earn, your cash flow will be positive. If you spend more money than you earn, your cash flow will be negative.

Rental income – all operating expenses (including loan payments) = Cash flow

  3. Equity

Equity is the difference between the current market value of the property and the amount that the owner owes on the property’s mortgage. For instance, if you were to sell your property, the equity would be the money you receive after paying off the mortgage in full. This value can build up over time as the mortgage balance declines and the market value of the property appreciates.

Building home equity is a great strategy for building long-term wealth because at some point you might need to use your home equity for other investments like retirement, upgrade to a different home, or paying for a major life event.

4. Rehabilitation

Rehabilitation refers to the repairs that need to be done to make an asset tenant-ready.
This can include minor fixes such as paint and lighting upgrades but can also extend to more large-scale repairs such as roof replacement, plumbing or garage upgrades. Should such large-scale upgrades be necessary, the investor will be notified prior to purchase and can choose to forego the purchase. Rehabilitation costs are generally included in the purchase price.

5. Turn Key Property (TKP)

A turnkey property or TKP is a property that has been purchased, rehabbed and rented to a tenant and is now for sale to another investor. Turnkey properties usually cash flow from the moment the investor purchases it since the property is already rented.

6. Leasing Fee

A leasing fee is paid to the property manager when they sign a lease with a new tenant. If a tenant renews their lease there is a re-leasing fee.

  7. Return on Investment

When considering how to invest in real estate, one term you may see come up over and over is – return on investment (ROI) which stands for the calculated benefit of an investment (called the return), divided by its cost. Your ROI is impacted by several variables, such as renovation and maintenance costs, and how much you originally borrowed in order to invest in your property.

I hope this article has helped you understand these 7 real estate investment terms.

It was recently reported that Ken Griffin, the American billionaire and founder of Citadel, a financial firm in the US paid $238 million for a home in New York in the same week he bought a $123 million home in London.

Griffin broke the record of the most expensive home ever sold in America when he acquired the top three floors of a luxury skyscraper in Manhattan, New York.

Well, I guess it’s some news and that’s okay, but the question is, why is he buying these choice homes?

Known for his financial acumen, Ken Griffin have started putting a lot of money into real estate in recent years.

He has a mansion in Palm Beach, bought the most expensive home ever sold in Chicago last year, and just added a mansion down the street to Buckingham Palace and this one in New York.

Today, he has about $750 million worth of properties. The question again is why is he buying?

He is investing. That’s the answer.

Mr Griffin like all wealthy people knows that real estate is one of the most lucrative investment strategies to create more wealth.

Though we do not all have Griffin’s kind of means, nevertheless, we can start from where we are.

P.S: I’m running a webinar sometime soon to help interested people who want to start investing in real estate.

Stay tuned, and until then, keep winning!
Talk soon.
MO

Imagine having a complete turnaround from your financial struggles and breaking through to financial success this year. Now, picture it for a second.

How does it feel? Amazing right? I bet.

That’s not impossible. You can breakthrough financially and become a huge success before this year ends, but, you must know that…

Financial success is not a given, but rather an offshoot of seeds planted in the right and favourable environment.

How do I mean?

Here is it in the other words – prosperity or financial success is not a thing to be waiting for like a coming train – rather, it can be likened to an act of sowing seeds at the right time and in the right field while following up with the right processes until the time of harvest.

Do you get?

Financial success will not fall on your lap like manna from heaven; it must be worked at because no man has ever attained it just by wishing or dreaming.

So, how do you attain Financial Success?

You become financially successful by making the right investments.

An investment is simply the time, effort or money you put into anything in order to get a benefit or make profits.

Investing is how the world wealthiest men have become rich over the years but there are kinds of investment.

You could invest in formal education so that you get a good job afterwards, you could invest in gold, stocks, crypto-currency or even become an angel investor or venture capitalist – whatever you choose.

However, you must know that despite the various kinds of investment you can make, there are two kinds that yield the greatest ROI for anyone on earth and it is significantly common amongst the world greatest men.

So, What Are These 2 Kinds of Investment that Yield the Great Returns?

1. Investment in personal development
2. Investment in properties.

Investing in Personal Development

As I have said, investments are like seeds that must be planted in the right field and there is no better field to invest in than you.

It is essential to know that your personal development is of utmost importance if you’re going to be successful in life. You need to expand your knowledge base beyond what you already know because your competitors and colleagues at work are working really hard to excel, so why should you be left out?

Your employees are learning so that they can start-up their own business someday, so why should you not develop yourself so much that you can stay at the cutting edge and be well positioned for success?

Success has a price, and it is often paid through hard work and consistent learning. That’s how you beat the rest to it.

So, therefore, start investing in your personal development today and if you have been doing so, you can do more.

Buy more books, take more courses, attend more seminars and conferences, get a mentor and make yourself knowledgeable because it will help you become better than most people.

The other kind of investment is…

Investing in Properties

I want you to know that I didn’t add this part because I am a property investor. Rather, I am a property investor because I’ve come to understand the secret of wealth.

I do not believe that anyone needs to be ‘preached’ to, for them to invest in properties. It is a no-brainer, investing in property is a sure way to financial success and lasting legacy.

However, as an investor who has put in thousands of pounds into real estate, I know the benefits anyone who does stand to gain.

In fact, here is a short video on why I invest in properties. Watch it now and learn how to quickly start investing in properties even if you haven’t done so before.

Let me know what you think afterwards and if you have any more questions, please shoot. I am here for you.

Every home needs occasional improvement to increase its value, and this can be done without breaking the bank. In fact, there a lot of ways to do-it-yourself…

Whether it is the kitchen, bathroom, garden, or backyard. You need to be deliberate about the look of every part of your home. Spruce up the neglected room, declutter your wardrobe, create more space and brighten up the rooms with this DIY home improvement ideas.

We will start with the kitchen since it is popularly believed to be the heart of the home.

Home Improvement Ideas for the Kitchen

1. Boost your kitchen storage whether it is large or small, take advantage of the wall and free corner space with open shelves to keep dishes, spices, and cookware for easy reach.

2. Try a new shade of colour to give your cabinets a brand new look.

3. Let your floor shine. No matter the flooring material, whether wood or tiles, regular exposure to dirt, dust, and high foot traffic will leave it looking dull. You can restore your floor’s shine by polishing it with the product designed for the specific floor material.

4. Replace old appliances with energy-efficient ones. because they are better for the environment and saves you money because they use less energy.

5. Install self-adhesive hooks on the wall to hang lightweight items on.

Home Improvement Ideas for the Room

6. Sell the old vase and get a new one. Except you really like the current in which case you can just fill it with fresh flowers from the garden.

7. Get beautiful wall papers for different parts of the home. This brightens dull walls and brings life into the room with little expense that is.

8. Clean your light fittings to give the room a boost and dusty mirrors with glass cleaner spray.

9. Get a pop hamper to organise your laundry and keep season clothing or spare blankets away.

10. Fill your rooms with sensual appealing fragrance and frame your favourite photograph to hang on your wall.

Home Improvement Ideas for the Garden

11. Keep your lawn tidy by getting rid of weeds with a lawn weed killer

12. Grow plants from seeds to add colour to your garden and use plant clips to maintain healthy plant growth.

13. Use pesticides to banish garden pest and protect your plants.

14. keep flowers healthy with a flower feed and separate your flower bed from the lawn with some edging.

15. Add some solar lights.

Some Other Home Improvement Ideas

16. Remodel your bathroom by painting, changing the towel bars, faucet and mirrors.

17. Replace that tired old welcome mat to a clean new one.

18. Make your leather sofa look like new by polishing it often.

19. Use cable clips to keep cables tidy and out of the way.

20. Get a file holder to keep kid’s school work and your home office organized.

These do-it-yourself home improvement ideas are inexpensive but very essential ‘small things’ we often overlook.

Mark the ones you can start doing right now to improve your home and increase its value.

However, in conclusion…

21. Ensure to remove any household marks or stains at the first sight as these little things add up to help you have a great ‘valuable’ home.

If you are considering buying or moving to a new home, then this list of “5 Things To Love While Searching For an Ideal Home” will help you make a great choice.

These are important things to keep in mind. First…

The Location

It’s been said over and over that the best three things to look out for when getting properties are location, location and location. This can never be overstated because when you buy a house, you can not change the location.

So, therefore, consider your choice of neighbourhood based on easy access to your office, parks, shopping malls or wherever you think matters to you and your family.

The Neighbours

Having gotten the right location, you also want to consider your neighbours. Your prospective neighbours should be people you can get along with.

Is the neighbourhood safe? Do neighbours keep their yard clean? Is it a nice environment to live in? These are questions to find out answers to.

To know these, you can actually drive through on a weekend or even knock on a few doors to ask questions.

The View

Beyond location, you need to be sure that the home is situated in an area of the area that offers a pleasing view.

If your life-long dream is to look over a lake from your conservatory armchair, don’t compromise on it. Reach out for the corner of the neighbourhood that avails you that wish. (As you only live once right?.)

The Garden

If you really enjoy the ambience of a garden like me, you’ll need to find a home that has one.

An important tip here is to check that the garden faces the South, for better sunlight. East favours early morning sun lights. West is the best if you’ll be relaxing in your garden late afternoons.

Don’t forget to use the best flowers that are appealing to your senses so that your garden becomes you favourite relaxation place in the home. (Trust me, this has an inspiring benefit for idea creation.)

The Estate Agent

This won’t apply to you if you do not need an estate agent, but often times it is best that you use the expertise of a real estate professional. In fact, I recommend that you have a close tie with one.

Having a close relationship with your estate agent gives you first-hand information for buying opportunities. At MS Estate, we offer this to our in-house clients. You can also become a beneficiary of such opportunity.

In fact, we also teach people to become millionaire property investors. If any of our services interest you, don’t hesitate to contact us. Especially if you want to become a millionaire property investor.

I hope you find these 5 Things To Love While Searching For an Ideal Home helpful. If so, please help me share with your friends.

Thank you for your time.

If you had 10 successful investors in the world give you an advice each, wouldn’t you be better off?

Let’s face it; we all can use some of these lessons to get better in life.

If you’ve seen others do it, shorten your learning curve and take cues from them. That’s an easy way to become great.

Here, I want to equip you with the same tips, tricks and secrets that these investors know. So that you can apply it too…

Lesson 1:

Robert Kiyosaki advises that ‘‘real estate investing even on a very small scale remains a tried and true means of building an individual’s cash flow and wealth’’

WARNING: It is quite unfortunate that today, many people still do not understand the power of investing in properties. Cash flow is important for wealth creation and no other investment strategy provides it as much in real estate.

Lesson 2:

Richard Branson says “Do not be embarrassed by your failures, learn from them start again.”

This is an indication that successful people fail too and to help us understand that failure is nothing to be shameful of since we all have a fair share of it. Remember this the next time you fail at anything, dust it off and get going again.

Lesson 3:

Warren Buffet says “Risk comes from not knowing what you are doing.”

Having an in-depth knowledge and being great at anything you do lowers your chances failure, such as you can almost predict right 90% of the time. To be successful in life, you must attain this level of knowledge in your field.

Lesson 4:

Jeff Bezos says “Life is too short to hang out with people who aren’t resourceful.

No wonder this man has become so successful. Association does make a difference in ones’ life. You can’t flock with the birds when you really want to soar like an eagle.

Lesson 5:

Elon Musk advises that you should “constantly think about how you could be doing things better and questioning yourself.

How much better are you today than you were yesterday? What are you currently working on to make your personal and professional life better? These are questions that you must keep in mind at all times because it will determine how far you’d go.

Lesson 6:

Billionaire Founder of Oracle, Larry Page asserts that “It is very hard to fail completely if you aim high enough.”

This is to encourage you to think big. You really have nothing to lose by aiming high enough, in fact, it’s all for your gain.

This also buttresses the lesson by Richard Branson that you should not be embarrassed by your failures, but rather learn from them start again.

Lesson 7:

Facebook Founder and investor, Mark Zuckerberg says “A simple rule of business is, if you do the things that are easier first then you actually make a lot of progress.

Learn to break down your goals into small-bite sizes so that you can have many small wins that will make the big wins.

Lesson 8:

American President, Donald Trump once said that “what separates the winners from the losers is how a person reacts to each new twist of fate.”

Life is dynamic, so much that we cannot predict what is to come. However, our reaction to whatever happens determine whether we will win or not. Keep this in mind that those who win in life do not give in nor do they give up, instead they give it all it takes.

Lesson 9:

Bill Gates, the world richest man advises that “everyone needs a coach. It doesn’t matter whether you are a basketball player, a tennis player, a gymnast or a bridge player.”

Remember what I said earlier about shortening your learning curve by learning from the ones who have been there and done that? It’s one the easy ways to become great in life.

Lesson 10:

Finally, let me also give you an advice here since I’ve spent fortunes learning from great men and have recorded my fair share of success as an investor.

Here is it. “Whatever your area of expertise, whatever you want to achieve, if you want to get to that destination faster get a coach. – Mayowa Oluyede.

In sum: Becoming a successful investor is actually fairly simple when you apply the above lessons. So let me leave you with one last tip…

“One of the elements that determine your success in life is action. You must keep working at it to work.”

I hope you find this helpful. Please share with your friends. Thank you!